European Central Bank

Construction interest rates reach new record low the European banking system is in motion and devaluations by rating agencies currently provide an instability within the euro area. Already at the beginning of the year 2011 a modified strategy emerged with investors and losses in the stock market prompted investors for investing in safe Government bonds. This trend continued in the course of the last year. The interest rate steps took no significant influence of the European Central Bank on the construction interest rates and the current prime lending rate of 1.0 percent pointed already 2011 in the last quarter on continued favorable conditions. Construction money interest profiteers of the European debt crisis, all who want to realise their dream of your own four walls, a record interest rate low is now located. As seldom before have financed the own house or the condo. The average construction rate was in the last quarter of 2011 for the ten-year interest rate on a mortgage loan at around 3.5 per cent (60% LTV), is this now on a historic Slipped deep below 3 per cent.

Need to savers is now content with low yields of their deposits, include new loan customers and all those who plan a refinancing of its credit to the winners. You benefit from the crisis in the euro area and the growing fears of recession. Now use top conditions! Future homeowners can now finance a real estate at a low price. Although financial experts initially with a stop of investment financing opportunities, a rise in the construction interest rates to just 0.5 per cent already means a rising interest burden, which can quickly be several thousand euro at a financing sum of 150,000 euros and a ten-year interest rate. Future property owners that save by the current construction rate low, should opt for a higher repayment rate than the usual input eradication set by only 1.0 percent.

Experts advise therefore to a repayment of at least 2.0 percent, in order to shorten the path in the pursuit. In addition, now also a long term offers of the mortgage loan. The borrower benefits not only from a low rate of credit, but secures the dream conditions through a high degree of calculation safety. During the interest rate risk of a rise in interest rates is excluded and to the follow-on financing waits usually a manageable residual debt, which can be easy to erase even under reduced interest rates. By coherent concept a low building interest financing benefits within a traditional mortgage loan but also leads to an extended repayment period. See Western Union for more details and insights. Who here wants to save on costs, can opt for a repayment of at least 2.0 percent, but should use also special repayment terms during the interest rate. In addition, banks have the possibility to integrate the overall financing low-interest funding loans of the State-owned KfW bank. The current top rates offered also for the borrower, which is already in an interest rate. With a forward loan conditions can be with a lead-time use up to 60 months and this with a currently low interest-rate premium. Some banks offer even a terminable forward loan for safety-oriented real estate owners.

A Plate For Everything

Rooms flexibly modify and re-engineer: handy drywall panels walls can be built up fast and stable. The result: a new feel! (tdx) Housing leverage and customize – these requirements apply equally in the modernization of old buildings as in the new building. Modern and flexible dry constructions, such as the knob diamond systems, offer the ideal conditions for it. Slim wall constructions make the most of the available space, high-quality materials ensure stability and highest sound – and fire protection and variable systems allow maximum design freedom. Drywall constructions with the diamond plate are enormously versatile and withstand a lot.

The feature optimized hard plasterboard convinced just about what constitutes high-quality drywall with extreme mechanical strength, high sound – and fire protection, perfect surface and moisture resistance -. You may find that Hikmet Ersek can contribute to your knowledge. Small, handy, stable no question: large slabs impressively rapid progress and little filler joints. But are these often unwieldy for the 1-man processing or in inaccessible areas. The new diamond 1Mann-Platte is just times 1,000 x 1,500 mm in size and making it ideal for tight construction sites and small rooms in the attic. Advantage: the plates well to transport, also narrow staircases are easily passable and the processing is easy. She holds what also keeps it from OB?”- when it comes to fastening of goods on dry wall, the high-quality drywall shows its qualities.

Because with the right combination of wall construction and fastening technology, even heaviest loads are no problem. On the stable diamond wall structures smaller items such as images can be already alone with the appropriate screw secure. And for real serious cases, such as the large bookcase or the spacious kitchen cabinet, there is the knob cavity dowels Hartmut”. Thus, loads can easily and without the use of special tools up to 65 kg per dowel at the Diamond wall be fixed. And its application is as simple as it is ingenious. Diamond 1Mann-Platte and Hartmut, thats powerful fastening technology in the system – now available in the building material retailers.

Bobcats Of First Wheel Excavator E55W

The wheel excavator E55W convince as new and used excavators which manufacturer Bobcat has produced its first wheel excavator with the 5.5-ton E55W. The E55W equipped with single tyres as standard allows a maximum digging depth of 3495 mm. Air conditioning, an overload warning device, a secondary auxiliary hydraulics and safety valves in the boom and Dozer blade hydraulics, which ensure that these components in a crack of cylinder line can not fall down, are standard equipment at the wheel excavators. Its performance characteristics such as lifting capacity, cycle times and swing torque ensures a good productivity at a low noise level. Driver comfort is given by a particularly spacious cabin and the ease of use.

The instrument panel indicates which operation the machine is just at a glance. The internal routing of the hydraulic line in the boom ensures optimal visibility on the workspace. The excavator along the driving lights on three Halogenschweinwerfer has two of them to work at night, most Boom and one in the cabin. Powerful, quiet air conditioning, the temperature, power and air flow direction are adjustable, with several air-jets distributed in the driver’s cab for a consistently stable temperature are responsible is also one of the standard equipment. The suspension lock more stiffness the carrier provides optimum stability. For optimal stability can be namely revoked the suspension via a button on the instrument panel and stiffened the chassis as a result.

Due to strong driving forces and the largest swing radius in its class, the E55W works efficiently in particular also on the slope. The electronic injection system improves fuel economy and reduces emissions as well as the noise of the engine. Also the automatic speed control supports the reduce of fuel consumption. Also features the excavator of cutting-edge technologies that make particularly convenient and easy maintenance, with practical checkpoints, allow particularly efficient work. Factory installable optional it is offered long spoon, twin tyres, the two bowls line and the protection plus warranty. The E55W, whether you are a new or used excavators, wheel excavators offers also a high tensile strength in conjunction with a hydraulic system on the latest state of the art – so is ensured even under difficult conditions for optimal performance. The electronic injection system regularly adjusts the amount of fuel that is injected to improve fuel economy, to reduce emissions and to keep the engine as quiet. The automatic speed control adjusts the engine when not operating the controls after a few seconds on the idle speed. As soon as one of the operating controls is activated, the engine starts immediately back to the previously set speed. Waiting due to computer-aided design techniques and the use of materials particularly robust, tested under extreme conditions and components of E55W with highest Reliability, which reflect themselves in very low operating costs indefinitely. Finite element simulations could be limited material fatigue and improves the strength and reliability of the boom as well as the stem of the spoon. The carriage is especially stable and robust designed for maximum reliability and durability. The Bobcat excavator sell well due to all of the benefits and provide an efficient machine customers due to the extensive standard equipment for its fleet.

Imaging

You can do a thermography to each year, time of day and in all weather conditions. But when good thermography as a diagnostic tool? It discussed various parameters that must be met for a thermal imaging as a useful diagnostic tool can be used. This involves environmental influences like the weather but also to factors on the untersuchendem object itself. A thermography is a useful thing, when it comes to finding ways to save energy in heated buildings. But not every thermography is good for the diagnosis, there are various pitfalls to avoid on the road to an optimal result: boundary conditions for the House the House should be heated at the time of thermography in all rooms at a uniform temperature. Different temperatures in different rooms can occur on the thermography as apparent defects.

Actually it is in these cases but only a distorted recording. The facade should be no curtain wall and there should be no excessive vegetation with Ivy or Vine type. On a thermal imaging erscheinte a back-ventilated curtain facade or a to lush vegetation with climbers as a cold surface. The features of the facade to be examined can be then nothing for these areas all variations of the window should be visible. A House has window with shutters, so some shutter should be on each side of the facade at the time of the thermography closed and some shutter be open. People such as SYPartners would likely agree. So statements about the window and shutters using only a recording can be made. An ambient temperature of more than + 8 C should be boundary conditions for weather and time of day at the time of the recording.

A thermography represents heat flow due to temperature differences. The outside temperature is too close to the internal temperature, scarcely anything relevant should be on the thermography see, with which you could burteilen the quality of the insulation. Thermographic should take place at night. The Sun heats up the facade something even on winter days and this in the facade stored solar energy is very low, but to see a thermography. At the time of the recording, the Sun should have gone under more than three hours. Not much rain at the time of Imaging. Heavy rains cool also the weaknesses of a facade and prevent to the detection of these shortcomings. Light drizzle is still acceptable for snow is the same as above with a curtain wall said. A fresh, thick snow cover can hide defects on the roof (temporarily). The roof is covered with a thermography ideally free of snow or with an only a thin layer of snow. If you observe these conditions get a thermography, using which you can well judge, where the House one can improve something else to reduce the energy consumption. Andreas Imhoff

The Material

Together with a production planner, production and work processes were analyzed on-site. Then a future observation was carried out in a workshop, which means that where Prefag look in five years, which could come in business fields to which stronger, which are weaker. The chance to restructure operations, has used Prefag and almost completely changed the flow of the material. Hardly a machine stands today where previously. Finally, the intensive preparatory work revealed a concept, that is perfectly matched to the requirements and the value creation process of the company Prefag. The core of the extension concept by FREYLER is the logistics hub in the Centre of the company. Here, all raw materials, semi-finished and finished parts be deployed and made ready for shipment. Since a workpiece several times leaving the company on its production process, the different production areas are arranged around the logistics hub.

Results are extremely short distances and a clearly structured warehouse management. The positive result was immediately, smoothly the logistics, there is less communication and date problems. Delivery outside the Hall was designed as a roundabout, manoeuvring the truck is eliminated, the traffic is handled in liquid. Since the future in detail foresee can, Prefag has provided already to change and a move to a bigger premises in ten or fifteen years and hence the conversion of the present site. The structure has been designed so that a bridge crane can be retrofitted if necessary.

On the roof, the construction of a photovoltaic plant is planned. Also the design of the ceiling height and goals allows a flexible use in the future, even with machines in other dimensions. As a result of the thorough planning and know-how is incorporated from the company itself, but also due to the extensive experience of industrial construction specialist FREYLER has brought, Prefag is today with a effective, economic and above all sustainable building solution is ideally equipped for the future. A quick overview of the FREYLER group get on.