Author: Michael

Cold Calling’s Most Feared Mistakes

Michael

Here are three common techniques cold calls that you would probably want to avoid. Mistake number 1: Center the conversation yourself and what you have to offer. In the traditional approach, you appear, explaining what your occupation, and suggests a feature of your product. Then close your eyes and pray that the other person is interested. Unfortunately at the moment you stop talking usually hear: “Sorry, I’m busy” or “sorry, not interested. As you can see, has begun its cold call talking about his own world and you has to offer. But in reality, most people are at all interested in you. When you talk about your company and your product does not sound to them rather than another ad.

You do not been involved, so they simply “I turn the page” Sis prospects are much more interested in themselves and what is important to them. So if you start your conversation focusing on their world, they would be more willing to interact with you. So, talk about an issue or problem that may need help solving. Focus on them rather than on what you have to offer. And see how far! Mistake number two: Have the confidence that they, their prospects, they will buy your product or service. In the form of traditional approach, you learned you had to focus on the sale and to be fully confident that you walk offering is something that the other person should buy. The problem with this approach is that you have not been asked to determine this with you.

Top Ten European Hotels For Wine Lovers

Michael

A Publishers edition dedicated to the dissemination of luxury hotels and boutique in the world has given its 2009 Wine Awards Hotels ten best hotels accommodation of wine and wine 2009 in southern Europe. Among the hotels selected wine this year 2009 we find accommodation with four Spanish, three French, two Portuguese and one Italian. Among the hotels in our country we have the Marques de Riscal in the Rioja Alavesa, Hotel Peralada Wine Spa & Golf in Girona Emporda, Hacienda Zorita del Duero in arrivals and Reads Hotel in Mallorca. This year, hotels have been awarded for their contribution to the development of hospitality excellence, its contribution to the spread of wine tourism and food and wine qualities of the facilities provided under the protection of excellence and craftsmanship hotel. For the award of prizes awarded accommodations had to be classified as excellent both by users of the portal of luxury hotels as experts in travel services and facilities related to the world of wine.

The Portuguese contribution is provided by the Aquapura Hotel in the Douro Valley and the Casa da Calcada in the region of Oporto. For its part France contributes its characteristic chateaux vineyards with Chateau de Bagnols, the Chateau de Berne, Les Sources de Caudalie. Finally, Italy and the magnificent Hotel L’Andana in Tuscany places his hotel in a setting of olive trees and vineyards with the cuisine of Alain Ducca on the edge of hospitality..

Language and Success

Michael

Thus, the method first – prioritize. If we are not stretch our day (reduction of sleep time, I shall not take!), you should try to reallocate the time we have. To do this, cut the less important things, and thereby free up time for more important, For example, studying the Finnish language. In this case, the first reaction is likely to be: "Yes, just say so hard to do! And I have no unimportant cases! Each point is more or less important. " And that, in general, true.

Once we have something decided to do something obviously for some reason we need it. But I do not accidentally did not use the word "unimportant", but said "less important" things. As stated in a very correct, in my view, saying: "You can not catch everything, but it is quite possible catch the main thing. " You do not need to write any business in the category of "unimportant". This can be psychologically difficult to do. But you can easily say to himself: "Yes, all the cases in one degree or another major. But I have only 24 hours a day, so I need time to make sure the most important, and the rest – how much will be enough time.

" You take a piece of paper and write out all the works that would like to do. May even entitle your list of "Important case ". And this is true. And then the numbers on all things in order of priority: the most important – the number 1, then number 2, etc. Then you do not have to delete something from the list. Simply, if you have a day free to 3 hours, then you have time to do first 5 cases (for example). And if you have a free hour, then one or two cases. Small illustration. Imagine: in a rush hour bus approaches the stop, and it ten seats available, and willing to go – a hundred people. If people are crowd, it would be a terrible crush. All the same, will only 10, and the remaining 90 will remain at the bus stop and will be greatly annoyed and lose a bunch of nerves. And if people got in line early, you will have no problems: the first ten quietly enter the bus, while the rest will quietly wait for the next. So, write down all of its business, including the study of the Finnish language, and prioritize. If the language is not enough time, he's not much to you and want. And if importance of language is high enough, some business will move over, and you do not have to reproach myself for that you do not have time. You do not have time to make less important things, but it is perfectly normal. On the second a way as to find time for self-study of the Finnish language, you can read on my blog. This method is not as obvious as the first, but allows you to select the language for just an unlimited amount of time. I wish you success!

Berlin Tel Online

Michael

Heating bills 2012 check / savings day 2013: five heating tips as an alternative to the piggy bank of Berlin, 28 October 2013. Save with the tag cash account or the bank book hardly worthwhile. The current low interest rates at banks are to blame. Experts advise on the occasion of the Weltspartags on the 30.10, prefer to calculate the heating energy consumption. Consumers should take their heating costs under the microscope on the subject of saving because here they can save lots of money with small energy-saving measures,”Stefanie advises Jank, project manager of the heating mirror campaign of the non-profit co2online GmbH (www.heizspiegel.de).

To detect whether the own heating energy consumption is too high, and what savings are available, tenants and owners can check their heating expenses settlement 2012 professionally with the free heating advice of co2online. The heating opinion analyses the consumption – and cost items of the heating expenses settlement or heating energy bill, rated the building or apartment based on regional comparison values and gives recommendations to increase savings to exploit. To order a personal opinion of the heating only the coupon on heizspiegel.de must be filled in and submitted together with a copy of the slip. Again, tenants and owners can save, because the heating opinion is supported by the Federal Ministry of the environment and is free of charge. Outside the eligibility period, the delivering of the opinion of a heating costs 35 euros. Tips beat day money account shows a comparison: for consumers, it is more lucrative to reduce the own heating costs with the help of five tips to open as a day money account. Who puts all five tips, can save up to 245 euro heating costs in one year.

The interest for 5,000 euros on the day cash account with the currently highest rate of 1.51% p.a. be only 75 euros. Money values of tips: draw the curtains at night! Especially in the winter, curtains and blinds should be closed at night. So, less heat escapes and there can be saved annually up to 40 euros. In the winter and autumn only shock airing! Tilted Windows unnecessarily cool the rooms during the cold seasons. Through shock airing is, however, to sufficient supply of fresh air, and heating energy saved. A saving of up to 125 euros a year is possible. Lower the room temperature! Six percent reduces the temperature in the apartment to a level can be saved per year energy costs. 60 Euro are savings, if based on annual heating costs around 1,000 euros. Bleed the radiators! Growls and gurgles of the radiators, air is likely. Every year around 15 euros can be saved by regular bleeding of the radiator bleed key. Install wall insulation behind radiators! An insulation of walls behind the radiators reduced heat loss. This brings an annual saving of about five euros per radiator. Through co2online the non-profit co2online GmbH () is committed to the reduction of the a climate-damaging CO2 emissions. Interactive EnergiesparChecks, an energy savings, heat mirrors and heating advice she motivates individuals to also save money with active climate protection. A strong network supports various information campaigns with partners from media, science, economy and politics. From 2004 to date, co2online created more than 70,000 heating advice.

Pension Data

Michael

Based on the driving car charged at the rate as is every year in the autumn, we are also just now in the Wechselsaison of the insurance. Whether it be but more expensive or cheaper, is not clearly anticipated this year. Therefore everyone should compare the prices of different suppliers, because motorists can save money by switching the car insurance. Even experts advise to the comparison can be performed easily by anyone through an insurance calculator on the Internet. And this comparison is particularly important since the motor insurer new stand every year and recalculate the tariffs.

But here, it should be noted that the price makes alone already have good insurance. A German insurer is a whole new way to attract customers now and wants to collect travel data with a kind of black box in the car which then are evaluated by the insurance and the new car tariff is calculated on the basis of. By this tariff, which is offered by the S direct, a specialized subsidiary of Sparkasse, motorists could go ahead and carefully, in the future be rewarded for their driving style. That at least is the idea that lies behind this tariff. The S direct customers have the possibility that referred to as S-drive offer in addition to their car insurance to complete and save up to five percent of their fare. For this purpose, the customer needs a cigarette box-large telematics box, which is installed in the car and costs 71,40 euro annually. By the insurance, the customer then receives a point account, which stands for the discount credit.

According to the insurer S direct the telematics box developed by the Spanish telecommunications company Telefonica gathers GPS-based data over the distance, travel time, speed, and the braking performance. Should register the telematics box, thereby exceeding a speed limit or regular speed, points will be deducted the vehicle users. And the fewer points remain, the less the rebate fails at the end. The data of the vehicle is initially SSL-encrypted in the data center by Telefonica in London sent and stored there anonymously. Therefore store the customer data solely with the insurance and the actual driving data at Telefonica. Then only the number of kilometres and the point values calculated on the basis of driving are transmitted to the insurance. However, privacy advocates are skeptical of the new car price and request that customers prior to the conclusion of the contract would have to be elucidated extensively on the collection of data. A further point of criticism is that the box the customer annually costs money. Therefore should be exactly calculate each of the insurance provider, how much the new system can actually be saved at the end.

EUR Day

Michael

Comdirect day money with 2.00% interest p.a.. The impact of recent interest rate cuts are still being felt. Comdirect also adapts to the market situation. The rate cut made currently by the comdirect Bank on the day money account Tagesgeld plus applies only to new customers who want to create up to 10.000,-euro. Well, there’s only half, namely 2.00 percent per annum for new customers with a deposit of up to $ 5,000.00. Interest rates to 1.25 percent p.a. amount for a deposit in the amount of 5.001,00 EUR 30.000,00 euro.

The remaining interest rate remains the same. The attractive framework conditions are also equal. So the account opening and account management with no cost associated and no monthly minimum payment. In addition to the daily money account you can choose plus for the comdirect bank account. Regardless of a credit card is included in the product part of the day money account in any case, the benefits of which can be used at any time free of charge. There is a detailed overview of the product under../comdirect-girokonto-plus.html. Day money compared slips after rate cut back the comdirect and makes convenient it is now in the lower middle. See day money / comparison can be found a clear comparison of current market day money offers.

The top spot is now taken of Cortal Consors. The company offers on its money market accounts an interest rate of 4.00 per cent per annum, or 3.25 per cent p.a.. In addition, both versions are of no monthly minimum payment for free. For more information about summarizes open trade portal Tagesgeldrechner.info. As day money includes current accounts, as also the passbooks and deposit to the safest investment products, because the sums of the customers on these investments are secured by the deposit protection fund up to certain amounts and are therefore safe.

Dream Job In Berlin

Michael

When is a job abroad in the field of “Renewable energies” to the Traumjob? The current step tone poll workers are happy, if the operating climate good, interesting activities and the corporate culture is fair. Because it seems to lack in the German workplace: compared to other European countries, workers suffer most in this country under the requirements of the job. Thats one of the reasons that you want to travel also on job search or are even already? In any job search, one wonders again: in which companies can I find appropriate abroad? Renewables are still a good tip. So usually the change of occupation as a career changer or electrician readily succeed. Many small and medium-sized companies, which prove themselves despite the difficult economic situation on the market prove it. A positive trend is overlooking on the German labor market continues to make out. The number of employed persons has increased again in the spring of 2013.

That leaves labour market experts also has a positive look on the coming year. “Not only the proportion of the green year after year in the German energy mix also our company in Berlin listed growing a steady increase in jobs, new projects and employees,” explains Dominik Modrach, Managing Director of the ever energy group. That stand in contrast to many other companies in this area. According to a study by the Federal Environment Ministry (BMU) decreased the number of workers in the renewable energies. It was the crisis in the production of solar gezollt. We have aligned our business not only on pure Photovoltaikanlageninstallation, but built a broad range for private and business customers in addition to the full service.” The Berlin energy expert, the ever energy group, estimates a good working atmosphere and respect each other.

The success in recent years indicates that this employee strategy has proved its worth. Dominik Modrach is responsible for the career with the energy experts as Managing Director. Read all current job vacancies on the Internet under his full CV only as E-Mail to send career / who is looking for a job and engaged interested in renewable energy, is willing to learn and communicative and should both independently can work also in the team, as. Want to learn more about the staff of the ever energy group? Sales Director in Berlin Jens Lubba jens lubba / sales manager in Stralsund Jutta Berger jutta berger / Marketing Director in the Berlin headquarters of Andreas OHME andreas-ohme / ever Energy Group Ltd. John-Niemeyer-WEG 4 14109 Berlin phone: + 49 030/70 71 80 80 fax: + 49 030/70 71 80 79 press contact: Dominik Maina E-Mail:

Business And Its Support

Michael

Every business is out of work, for which needs its own legal department or a specialist coming. Business Legal Services mean the provision of services, for example: review of business schemes preparation of corporate securities, auditing, statutory instruments, of the treaties, making outgoing documents, advice on the law, the view of the customer in instances where this is necessary, service negotiation, conflict resolution, external and internal, oral and written advice of the company, as well as other works. Business Legal Services is usually constructed by the standard procedure: the customer associated with a law firm, specialist examines the legal needs of the customer, the company is a specialist, appointed officials, signed a contract for services, the lawyer assigned to the now to address all relevant legal issues. Services accounting service can also be ordered and presented a list of services: development and implementation of the balance sheet of any action associated with it; delivery of tax returns, maintenance of accounting, maintenance 1C; interaction with the staff – maintenance of all required fees and wages, the development of accounting; advising clients on accounting issues and other related services. Services accounting services exempt from the collective organization of various heavy and laborious duties, allowing to focus on running their own works.

Good law firms establish regular contact with the organization as a lawyer, so the customer can monitoritkoordinirovat any activity and always in aware of any matters of accounting. Good support for business services and can serve as corporate secretary. The Registrar shall provide any organizational activities: maintenance of paper work, meetings, transactions, the organization archive. So, is corporate secretary of audit; is organizing meetings of members, prepares internal orders, prepares minutes of negotiations, the board of directors, meetings and documents and file stores solutions, the constituent documents, reports and so on. Every business support is justified only in case of selection of responsible and experienced professionals. Price of a visiting specialist is lower than the regular spending on staff, but it must be assured of the skill of the law firm, looking list of services and track record.

Qatar Airways Working Together

Michael

Individualized competition with high-quality prices, Qatar Airways world traveller, supports online using a fly your own way “-Facebook app to determine their travel types, and to share with their friends.” This app was developed in cooperation with Expedia media solutions, as part of the Expedia group of advertisers helps put their products and services target groups in the scene. By travellers to use the app, you can win two business class tickets for round-trip airfare to an any Qatar Airways destination worldwide. Today is the app for the German market on the Facebook page of Expedia.de (www.facebook.com/ Expedia.de) available. The Facebook app speaks the customer today who brands want to interact, be digital and yourself find out more about want. About the app, the user selects a destination, a travel partner, and his preferred activity on board to create a specific types of travel and a digital boarding pass for the participation in the competition.

This much creativity is needed customers can design their own boarding pass, your dream destination and plan activities for a customised itinerary. Brands want to involve customers in new ways and customers looking for a very personal experience. It achieved this concept,”promises Nicholas Moutafis, account manager at Expedia media solutions. Qatar Airways has come to us because the company looking after more than a simple sales campaign. It wanted to create something that receives social media attention at the right target group and at the same time fun.” Expedia media solutions offers quality and digital brands. This creative collaboration made it possible to play with the lifestyle of travellers and to create an effective marketing channel on a well-known platform. The partnership reached the audience from Expedia media solutions, who is wealthy and educated and places value on quality. Even Qatar Airways pursues these claims. Gregory EPPs, country Manager Germany and Austria from Qatar Airways, stated: to a five-star airline Qatar Airways to detail for our customers makes our love.

Retirement Savings

Michael

RETIREMENT saving: many entrepreneurs are trapped so much in day-to-day business, she overslept the topic of retirement. It threatens a rude awakening. Of course, it is existential, that the business is going well for any entrepreneur. The company goes well, even the boss is fine. But how is that, if the retirement is imminent. Is the income and thus the income then regulated? A tricky question, because many small business owners rely too often on the profitable sale of your company or a successful succession plan.

12,000 Companies pending annually in Bavaria to the takeover. But unfortunately not everyone can find a buyer or successor long ago. The entrepreneur has taken no other protection threatens the retirement to the dilemma to be. In time everything that serves to secure the financial game room in the retirement plan belongs to the retirement savings roughly speaking. Whether a pension, life insurance, or for example, rental income are. So the first step in the meaningful retirement must be: determine the Status Quo. What measures have been already taken? An overview with regard to risk management, real estate or investments brings transparency. The objectives are defined in the next step.

These retirement plans allow me what? And consistently measures and wishes must be then compared with each other. The prevention activities sufficient to ensure the desired quality of life? Gaps for an honest analysis and the Stiftung Warentest, to consult an independent fee consultant recommends a target-oriented planning. Rainer Michaelis, accredited honorary consultant in Traunstein, Germany, explains the benefits: the honorary advice aims to enable the client to make decisions according to its interests. We advise independent party, absolutely transparent. As honorary advisers get a clearly defined pay and no Commission! Any Commission fee will be refunded the client 100%.” Michaelis is so sure that he promises even a 100% money-back guarantee, his thing should the consultation result fails to meet the expectations. Inflation take into account how can a reasonable provision now look, that even after adjusting for inflation is sufficient? A pension of 2,000 euros corresponds to a yearly inflation of 2% in 20 years only a purchasing power of 1,335 euros. Clear signal on the Vorsorger: take advantage of compound interest. 26,500 Euro are a complex sum of 10,000 euros at an annual interest rate of 5% after 20 years. But which strategy is right now depends on the individual requirements, as well as by the type of operator. Whether conventional pension or for example exchanges AA through an investment in so-called ETFs here helps independent advice. It also shows you whether the funded Rurup pension makes sense. From the standpoint of a secured this base can be pursued objectives clearly and with certainty future financial decisions made. It is important to deal in a timely manner pensions. So we must not continue at the age. But no more than can if you want. Rainer Michaelis