If you currently have a stable job is grateful that you have and look much since the current economy not this for games, and in addition to that not you must confuse this note thinking about the idea of not working and have a good without doing anything, that just take you to the disaster and your debts are accumulated. just a few months I learned something that I would have liked to know from which I started working. It says that you should set aside 10% of the money that comes into your hands to save and invest. This leads his time, 10% is not a large quantity, but if saw the accounts that came out I counted how much money leave save by not knowing that when I had 18. do never too late to start, but I am still pleased to know that the average age of people more successful world began to build their empires in reality once they met 40 years. because? porsiblemente because most of this so busy people in the flower of youth living a day spent his time in boberias, besides that if talks to someone of serious plans to prosper financially it seems that you’re telling a joke. Later something to understand that this is normal, but I already understood.What happens esque when you read some books of successful people and learn of them develop certain ways of thinking different (you maybe a little inter-program time or your age), but is quite interesting. One of the things that I have understood is the fact that currently the word retirement in employment does not have any sense, you know where the word retirement biene? because precisely of jubilo! and perhaps time retired, happy people? the truth I know few retired people, but the few that I know are more sad than you can imagine.
He has been discovered that the main problem that you must face to enhance your financial intelligence is the disorganization, not knowing on what you spend your income, the detail of the expenses, which are necessary and which are not, i.e. a minimum control of your income and expenses that allows you to manage your finances and not leave them to the Tsar and free will. This disorganization applies not only to individuals but in the business, especially when it is starting up and they correspond to family businesses, many of which started informally and do not give time for organized and properly detailing the finances. Fortunately accounts with the technology and the software that helps you get organized. Untreated shopping complex and expensive software, but taking the decision and conscience that it is very important to formalize the finances.
Receipts from income and expenditures are essential in this organization, it is not accumulating in a dossier or crate in an indiscriminate way, but handle them properly, either to register the value of each in a ledger book or in the computer, and then archive them in an orderly manner to facilitate their subsequent search. In the handling of the documents applies the saying that, you not leave for tomorrow what you can do today, because if you leave to accumulate receipts, then it will be more complex and tedious its organization. Once the financial information has been entered in a simple or sophisticated software according to your choice and possibilities, is the time to define the reports that you generate to serve you of them in the analysis of the information. Your financial situation, the main sources of income, most critical expenditures, the generation of profits, savings and investment alternatives, the search for funding sources, trends and historical behavior of finances, one that another indicator-a graphical explanatory filly of the financial situation. Reports and reports allow you to visualize trends and behavior patterns, as well as opportunities to improve your profitability. In business, the financial reports allow you to assign prices to products and services, the places where you can save costs and expenses, you can reduce your tax payments, make the most suitable investments, manage your cash flow. If you want to improve your financial intelligence, to open the doors to prosperity, it is best to start by organizing your finances, whether personal or your business. This starting point will help you to identify your current situation, perform smart short-term actions and improve your financial situation in the mid and long term.