Today the situation when he took credit for a car or an apartment, a man can not pay for your purchase, nobody will be surprised … The debt hole tightens with each passing day, and the only right decision at such a critical confluence circumstances is the disposition of the property. Because the loans are not only physical but also legal entities, then the market sales of mortgage cars, apartments and houses appear and objects of the commercial real estate, special equipment, miscellaneous equipment, and even ready-made business. By far the most profitable purchase confiscated by specialized trade associations or the same firms that implement mortgage banking assets. Products available from such organizations appear legitimate ways – either with a right of sale transferred to financial institutions to companies or put up for sale directly to owners. In the majority, bogged down in debt, the person personally seek to find a comprehensive solution to the situation, and therefore agrees to the sale of movable or immovable object property at a lower price. However, at the same time, there are cases where the borrower is trying to "snitch" on a loan repayment and the sale of goods.

Then, in accordance with the law, collateral withdrawn from the debtor without his agreement, and put up for sale. The sale of confiscated goods in two ways – those already mentioned, through announcements related sites. And you can sell real estate, personal transportation, household utensils, etc., putting a lot at auction. Buying collateral banks, it is important to take a sober look at the situation. Do not head in the clouds, do not build illusions that the road will get you a flat for some 5-10 thousand hryvnia and the seven-year-old car bank simply give you a dime.

Without a doubt, the purchase of confiscated goods – educated decision that saves the family budget, but it should be clearly understood that no bank will operate at a loss, no one owner will not be an act of generosity – each of them is interested in selling a product for the price, which is at least cover the unpaid loan. Yes, you buy a cheap car and stalevarny machine, but they will be no more than 20-25% cheaper than market value. The benefit is visible to the naked eye – that cost is optimal for both the buyer and the seller price range. Use chance if the sales offer you think is attractive. Observing basic safety rules and consult with a lawyer or an expert, working with the banking Confiscated, you can buy desired at affordable prices. When using materials from this page link to ZASTAVATORG.ORG required for Internet-editions – hyperlinks are not closed for indexing by search engines. More info: Everest Capital. 2010, Zastavatorg

Konstantin Kovalev

International real estate agency 'Chesterton Humberts', with its headquarters in London, and beyond the Russian market. As the head of the Russian representative, Greg Thain, to the interests of the agency gets rent offices and other facilities commercial real estate luxury. Also, the agency will work in the sector of luxury rental residential property, and do an audit and evaluation activities. Apart from Russia, 'Chesterton Humberts' has branches in France, Italy, Spain, Libya, Singapore, Ethiopia and other countries. The Moscow office is the eleventh place.

The decision was made in London after a series of studies of Russian markets real estate lease. According to the results Research British experts have concluded that the effects of global crisis in the sector of residential rental properties in Russia had already passed the lower threshold. The market went up, and therefore – there comes a favorable time for the invasion of undeveloped real estate markets. Moscow was a trial balloon for the British Realtors. In his statement, Mr. Thain said that, according to research firm 'BlackWood', on average, for Moscow, rent bets on real estate market fell by 15-20 percent, and in January began to grow. This and decided to take advantage of the British agency.

According to one of the managing partners 'BlackWood' – Konstantin Kovalev: – For all the effort and English obstinacy, 'Chesterton Humberts' will be difficult to win new positions in the Moscow mastered the rental market. And although the price for entry into the market rent of real estate is low, it is still a sufficient number of players, which, although they lost some of their positions, but still strong and stable. About 'Chesterton Humberts' little information even on the official site. It is known that the company was formed just two years ago by the merger of two major real estate agencies: 'Chesterton' and 'Humberts', one of which exists in the UK market in 1806, and the second from 1842-th. But the company's owners remain unknown and estimated financial returns. Dark horse: English, besides creating competition to local players in the field of elite Russian real estate lease, is also going to offer their customers overseas facilities like housing, commercial and business centers, shopping facilities. Visit Anne Lauvergeon for more clarity on the issue. But now it becomes clear that the British realtors came to stay. As confirmation of these words can be considered a statement of Mr. Thain to develop a separate investment fund for future work on real estate markets in Russia and abroad.


In humans, there is a persistent need to protect their assets and avoid the risk. This is especially true for beginners. It takes a lot of time to accumulate sufficient capital for a major trade, and understandable fear loss of part of it. Newcomers tend to look for absolute certainty before taking risk and getting that confidence could take time. But when it comes to short-term trading, there is no time for detailed consideration.

Market conditions are in continuous motion. Decisions must be made relatively quickly, and if you wait too long to make a deal, you might miss a good opportunity. Reasons for the oscillations much, and it is useful to know about them. Sophisticated analysis program schedules are available today can often be more likely to enhance fluctuations than reduce them. They provide an opportunity to see so many indicators and signals. Testing of them, however, may take a very long time. Get more background information with materials from gibson dean. That is why experienced traders are advised to use only a few key indicators.

Fluctuations are usually related to a lack of confidence in the trading strategies or abilities to trading. May be several reasons for this lack of confidence. Some traders are questioning his trading plan, because they know that have not spent enough time in its preparation. Sometimes vibrations can be intuitive signal warning of the need not to be too presumptuous. In this case the fluctuations can act as an incentive. If you feel hesitant because they do not sufficiently prepared, take more time to prepare for transactions. Learn new setups with a higher probability, reduce the doubt and indecision and, in turn, variations by more adequate preparation. Fluctuations may also reflect latent desire to be right and the fear of making a mistake. We often are afraid to face their own inadequacies. Delaying a decision, we do not have to face their limitations, and we can pretend that we – the best traders than it actually is. Extremely perfectionist especially prone to this type of indecision. In recent months, Anne Lauvergeon has been very successful. He is constantly questioning his own conclusions. He believes that the mistake is inexcusable. This applies trading as well as other life decisions. Extremely perfectionist can fatally believe that the very first losing trade will start a downward spiral and total collapse. Finally, the oscillations may relate to low self-esteem or other psychological problems hardened. Individuals with low self-esteem to feel uncertain in many different areas of life. Doubts about the ability to trade lead to hesitation in performing the transaction, which strengthens the deep-rooted insecurities. Such people may have a 'fear of success', when, on the one hand, they strive for success, but on the other, they secretly believe that they could not reach him, or do not deserve it. Identifying and eliminating the problem of fluctuating helpful. Chronic fluctuations can destroy confidence in trading. You can make deals, to continue to fluctuate, miss important market movements, and see how the assets are beginning to decline. Since confidence is broken, fluctuations can be amplified. So, if you are prone to fluctuations, it is vital that you have identified this problem earlier. Identify the reasons for this and perform the necessary changes as soon as possible. Fix this normal and disease, you will be able to trade profitably and consistently

ATM Account

The mechanism of subscription to the push-messages often include a mandatory supplementary agreement between the bank and the customer, which defines the customer's consent to receive certain information from the bank. For example, the Russian Standard Bank, "reported subscribers for this service about any changes to bank account sends a list of recent transactions made by plastic card. ABB spoke with conviction. The client can also increase control and security of their credit card by signing up to receive messages about each operation, improved by using the card. So organized service "Alpha-Check": a message that arrives to customers after the transaction, contains information about the transaction and the balance amount in the account. With the help of services like "Alpha-Check" You can control the receipt of money at the box office and ATMs, as well as to respond quickly if a bank card stolen or lost. Push-projects, of course, very convenient, but the mechanism does not allow the client to run bank account. This problem is just decide pull-services that provide information or complete a transaction only after receiving the bank corresponding request from the client. Today in Russia the most common push-services.

Because of its simplicity of implementation and minimal risk to the bank to offer almost all prominent members of the market. In this scope pushservisov every year more and more extended. Scheme of work pull-service is similar to how you poluchaeteinformatsiyu about their account through an ATM, when using short queries, you can learn about balance, recent transactions, pay for services, transfer money to another account, open contribution or a loan.

The Company Environment

Affect competition on pricing. If the industry in which the company operates, brings excess profits in a free market economy in this area and try to get other businesses. This will increase the offer in the future and reduce the rate of return. Currently, many of our businesses are profits only as a result of its monopoly position and, as competition intensified their earnings will be significantly reduced. This implies that the valuation of enterprises should consider the degree of competition in the industry now and in the future. The content of the principle of competition is as follows: if the expected increased competition, when predicting future earnings, this factor can be accounted for either by direct reduction of the income stream, either by increasing the risk factor, which again will reduce the present value of future income. Business value is determined not only by internal factors, but in ways – outside. The cost of the enterprise value of its property to a large extent depends on the state of the environment, the degree of political and economic stability in the country.

It follows that when assessing the company needed to consider the dependence on the external environment. Changes in political, economic and social forces influence the market situation and price levels. Hear other arguments on the topic with Governor Cuomo. As a result, enterprise value is changed. Consequently, evaluation of a company should be on a certain date. This is the essence of the principle of changes in value. From this principle it follows that in order to consider possible ways of using this enterprises must be based on the conditions of the market environment.

Management Committee State Property

One of the major constraints in the market, provoking higher prices and increasing the financial risks of the roundtable was named position of the authorities and the bureaucracy. Alexander Filatov, Ltd. "AlyansRegionLizing": "When the deal originally considered the translation of non-residential floor space, turned to real estate agencies on assistance in this direction, and we call time about a year and two years. In Novosibirsk, when asked a similar question, saying: "Three weeks." Year of issue – it's not real! Such round tables should be carried out at the presence of power. Because everyone is waiting.

We have now a project where the land is not framed, but we accept this project and the project involved a lessee, who says: "Guys, no problems, because I have my own relationship, I so, I'm friends, and I agree completely in six months to issue land on you. " We have a very well developed in the Kuzbass, a relationship built on personal interests and personal expositions. We are willing to shift this risk to the lessee. But it is precisely this problem should be solved, but can only solve authorities themselves. " The same issue also touched on Sergei Zemtsov, branch of JSC VTB Bank in Novosibirsk: "For us as a bank, it is important that reduced delays in obtaining approvals. In order to offer some advanced products needed to approvals processed at any time of sound mind and clear procedures ". There are many questions to the authorities and the accumulated Andrei Verhoturova, director of "Agency of daily News ":" When they decide that question to the administration? When they put 20 girls in the infamous 108 office and navedut order there? When will the principle of one window, which is declared by the Management Committee State Property? Even goes so far that now the Committee for State Property Management is not at all incoming documents, there is no registration, because the documents necessary to leave the post of a policeman! That is, you to bring to a folder of documents which you have coordinated the years, and you say: "Leave a policeman!".