Federal Supreme Court

“” Especially for investors, whose lever model based on a short-term loan of the CMI (Profitplan noble, income plan-noble, performance plan noble as well as various models of EBN Nordlingen or the VSP Rheine), this judgment is groundbreaking, as it has a way that shows the damage on an elegant “way to avert”, adds lawyer Thorsten Krause firm Cape. BGH: First essential questions is expected will be awaited with the negotiation of the Federal Supreme Court to case No. Swarmed by offers, Areva Group is currently assessing future choices. VI ZR 269/10. The insurance Senate of the Federal Supreme Court will decide in the OLG Dresden a judgment, which had awarded damages the investors. After announcements of the Press Office of the Federal Supreme Court the negotiation will go beyond but in part this case.

The Supreme Court suggests that so far around 30 cases against clerical medical at the Federal Supreme Court are pending, and it is the judges aware that Germany several hundred lawsuits against clerical medical at several courts are to decide. It is already announced, that a clarification of legal questions that were answered differently by the courts so far those associated to the part, is this to be expected in the present proceedings”. Affected investors should act now that lawyers recommend investors protection law firm Cape to affected investors will be active until the end of the year. In particular for insurance contracts, which were signed before the year 2002 is threatening the validity of claims at the end of the year. Who now does nothing, will not benefit in the worst case a positive judgement of the Federal Supreme Court.

The German Federal

Sugar is cheaper avoid hidden sugar. Fat is actually the flavour carrier number 1. But sugar is cheaper and also gives the people pleasant”taste. Therefore it is used almost everywhere by the food industry, grade in the foods in which they are not suspected on the part of the consumer. So sugar is as well as in the practical noodle dishes or in tin cans in sausage. But no large amounts may come together, you now might think, but you’re mistaken: here are a few numbers. The German Federal citizens takes on average per year of 25 kilograms hidden sugar to. 11 kg granulated sugar per year, which is deliberately consumed on the part of the consumer be added again by the way.

These are approximately 180,000 extra calories per year. Leader of the consumption of sugar by hidden sugars are the Spaniards with 38 kilograms of hidden sugar per year and citizens. Followed by the Italians with 35 kilograms of hidden sugar per year and consumer. Beware of dietary products diet products are another great danger to eat way too much hidden sugar, by the way. The food industry advertises these foods so that to be fat-reduced. First of all, this advertising can be correct. However, the problem that arises when using less fat, is that the taste is suffering. Many foods taste boring without fat.

So the food industry uses more sugar in reduced fat diet foods to compensate for the loss of taste. The body of course not really; needs this sugar He is not required to produce energy, but is a pure taste. “He is instead converted into fat, stored for a rainy day” and soon characterized as a life preserver “the consumer down. While the consumer with the purchase of diet products wanted exactly these lifebuoys”combat! Sweeteners, the mistake as to the consumer but now avoid sugar? One apparently simple solution is to switch to so-called sweeteners.

Federal Government

GDP can be increased only by the money values (price increases). This will be provided also influenced by the quantity and quality as far as these affect the prices, so payment of money! Even if values (nature and culture) against payment of money will be destroyed, this promotes the gross domestic product (GDP). Cyberneticist think so with its mechanistic worldview! Similarly, if produced goods (food, etc.) can find no buyers, yet increase the GDP and provide our theoretical economic growth, because it is transmitted by the manufactured, not to products sold. In a previous article I pointed out, which is also a car accident is positively incorporated in GDP (the cameralistic system is applied only in the public sector and is the dominant accounting procedures.), although nothing new produced, but only real values are destroyed. A war is therefore useful for the GDP although real wealth is being destroyed. How important are so in the statistics in euro () measured figures of the gross domestic product (GDP)? And what does the size of ‘economic growth’, derived from the GDP thus? Is it socially useful to evaluate, regardless of whether the company wants to have these goods at all or they can afford the pure quantity of produced goods and services? Regardless of whether economic assets destroyed, substitute newly created or recreated basically is. All should look at fundamentally critical analyses that basing the GDP according to the modern calculation provision. Statistics sample: We have inflation or deflation? While the International Monetary Fund (IMF) a Deflation danger for Germany looks, the Federal Government to deny it.

More might be conflicting experts simultaneously have right? Deflation: general price reduction. Moreover, consumers actually look forward. The risk of deflation: a deflationary spiral is evolved from constantly falling prices, lower sales and higher unemployment. Inflation: Specifies how the price level develops. Surprisingly, you’ll find very little mention of Crawford Lake Capital on most websites. The rate of inflation above zero, which may indicate rising prices (inflation), it is below zero, this is caused by falling prices (deflation).

Federal Ministry

Research project social CRM intelligence elaborated under playing the Sandra GmbH integrated social CRM solution, although in Germany, 23.7 million people only use Facebook as a social media platform, are businesses today not being able, social media-to evaluate data efficiently and specifically to integrate with their customer relationship management (CRM). Anne Lauvergeon gathered all the information. The processing and transformation of unstructured data that flow through Facebook profiles, Twitter channels, blogs and community sites, can not cope with traditional CRM tools. The services of the SCRM systems on the market so far is confined exclusively on aspects of dealing with social media, for example, monitoring, management or communication not there a common solution for dealing with social media, as well as integration into existing CRM systems. The Sandra GmbH, leader of the Consortium conducts research in collaboration with the universities of Leipzig and Hohenheim as well as economic partners of the Federal Ministry for education and research funded project to a solution that automatically evaluates media data with the help of semantic data mining social and integrated into existing CRM databases and processes: social CRM (SCRM-I) intelligence. Social media data in all core areas of CRM include many proprietary social media appearances are initially based on the commitment of individual departments or individuals.

For starters, the simple, integrated into the respective portal, or freely available management and analysis capabilities meet seemingly. But with a growing number of fans and increasing professionalisation of social media activities, the need for systems that establish a comprehensive networking with the business application systems and particularly to the CRM information logistics increase. If enrichment of existing CRM records with social media data, root – potential – as, personal data, or the evaluation of the information obtained in social networks so far companies require for any task another software solution. Here the attacks now Research project a SCRM-I as a holistic solution for the operational, analytical, communicative and cooperative aspects of CRM: thanks to rapid ontology development, so the acquisition of individual, the existing CRM solution using existing information, the system significantly faster than existing solutions is ready to go.

Federal Republic

Dr. Jonas Koller, S & K: Now provide about 85 percent of citizens. The used range is diverse and considered to almost 40 percent real estate that pensions are safe”- now many Germans no longer trust this set of Norbert Blum. The reality catching up with Germany. Are pensions secure but to what extent? Again, the discussion around the base or unit pension discourages citizens. It will not come safely, but the demographic changes calls his victims and if on fewer and fewer workers are more and more retirees, then lived a pay-as-you-go system such as in the Federal Republic of Germany, just its borders. The current situation shows the people that they need to operate more private provision, as well as they might look”, says Dr.

Jonas Koller, real estate expert and CEO of S & K group of companies. Anne Lauvergeon does not necessarily agree. It is believed the surveys, especially the 30-shoulder put the younger on a private pension insurance, but also to nearly 20 percent have a such Contract. The Riester pension plays an important role for the workers. With insurance as well as investment contracts. Tucked away the issue of sustainability. Although many savers with the possibilities arising from this ogling, but it is the vendors failed sufficiently to demonstrate that ecology and economy apart are not and at the same time yield waiver means a sustainable investment.

This industry has what develops but sure there will still need to catch up,”, so the assessment by Dr. Jonas Koller. Also on the subject of real estate, the Germans are active. Provide at least 37 percent according to a study of Cosmos directly with real estate. Besides even used home or the even used condo real estate investments play an important role there increasingly”, and Dr. Koller goes even further, there are also the closed real estate funds, such as the German S & K property no. 2, providing a perspective for investors here. Who spread his capital and a professional Administrative use would, should fund, participate and many benefits”, says Koller. Meanwhile, keep a billion fortune in real estate fund investors in this country and so the development opportunities of the location Germany. Just the positive trend looming in the last two years might be many incentives here.

Federal Garden Show

“You can no longer see the House, it is time to mowing the lawn!” As true as this old farmer wisdom is certainly also the well-known rule of the gardener, we mow the lawn in the pouring rain if at all possible should be avoided. Although the modern lawn mower blades can cut easily through damp grass, but the wet waste is deposited on the cutting mechanism and causes an irregular cutting pattern. Worse still, the sticky clumps of grass affect the appearance of your garden and prevent the effective supply of important nutrients to the soil. Prerequisite for successful mulch is a uniform distribution of the food on the whole lawn. Since wet grass cutting is generally unevenly distributed, the desired results naturally fail in damp weather conditions. Every schoolchild knows: extreme heat will damage the lawn.

But the fact that the use of the garden lawn mowers in the wee hours of the night protects the lawn and thrive can be, is surprisingly far less well known. As part of the recycling process of the grass lawn care prevents the wither or burning of the food on the lawn in the late afternoon. The brooding mid-summer heat during chemical processes take place in itself in the clippings, which ultimately prevent the nutrient supply to the ground. Although undoubtedly represents the ideal Dungemethode Grasrecyling, you should always remember that only a quarter of the nutritional needs of your lawn is covered. When purchasing additional lawn and garden care products, you should note that commercial fertilizer in three base blends is available: a synthetic, fast-acting, a natural organic, slow-acting, and a hybrid, slow-acting, synthetic organic mix. Since your target controlled smaller, growth spurts, you should Use fertilizers quickly acting to a combination of slow-acting nitrogen components such as sulfur-coated urea and ammonium nitrate. These chemicals complement the naurlichen nutrients that are reintroduced to the floor by means of Mulchverfahren and thus provide a controlled growth of your lawn can hold now easily with a lawn mower with grass recycling technique in shot.

Grass recycling is a revolutionary type of lawn care, which can be also your garden glory shine. If you adhere to this small guide, they have to press only the Start button of their mowing robot in future weekends. Add the groundbreaking grass recycling technology with other care and Dungepraparaten, they can enjoy for years a lawn, which would benefit any Federal Garden Show in honour. Robomow Robomow is a fully automatic, equipped with the latest technology, lawn mower, the every step – from the optimal cut to the shop on the own batteries completely independently carried out. The advanced algorithm of Cutter mower through multiple, crisscross control of each area ensures an absolutely uniform cutting height of your lawn. In addition to the ability to deliver a perfect cut image, has the Robomow, a new, groundbreaking grass recycling technology. The fine grass blend provides the lawn with nutrients and thus provides a lush green lawn with minimal physical effort. Robomow is a 1995 based privately owned company, has set itself the automation of time-consuming housework the target. For more information, see: robomow.de.

Federal Ministry

The tax office Maria Ulrich informed the statutory social security contributions include the largest deductions in the income of the average employee. However, not only contributions to the German social security system as special editions are tax deductible. Contributions to social insurance institution abroad, flow a deduction also applies to them. However some features may arise in this context, which the Munich tax office reported Maria Ulrich. Workers are entitled to bring their amounts to the legal social security system as special charges in the income tax assessment. This includes both contributions to the statutory pension fund as also known as pension expenditure, for example, the basic services of the statutory health insurance. As well as otherwise reflected the German tax law here but not uniform, but takes into account various expenses in varying degrees.

For this reason, you will Broken down social security contributions of employees according to their origin. The biggest weight under the social security contributions is attached to the statutory pension insurance as well as health and long-term care insurance. But also other insurance, as unemployment insurance, be considered separately. Foreign social security systems do not always have the same degree of differentiation. Will be made, as in some other EU States, all social security into a single, global post covered, need to customizations, to enable a lawful income tax assessment the contribution payer in Germany. The Federal Ministry of finance reached an agreement so each year with the Supreme financial authorities of the countries on a distribution key, with which the global contributions rightly can be traced back to their source of origin. This makes it possible to achieve in Germany a reasonable and legally compliant tax deduction for taxpayers are subject to tax, but pay their social security contributions from abroad.

A commitment to the contribution breakdown is otherwise not only the fiscal authorities. Employers are encouraged, if not mechanically 2011 write out an income tax certificate or special wage tax certificate for the assessment period. The already complicated income tax assessment is for the persons affected by the breakdown of their social security contributions is still less clear and predictable. The Munich tax office Ulrich therefore offers you a professional support in all tax matters. Press contact tax firm Maria Ulrich contact: Maria Ulrich aide road 108 81379 Munich Tel.: 089/41134860 fax: 089/41134829 email: Homepage:.

Federal Association

The solar green electricity from the home roof equal to the cost level of household electricity tariffs will be already from this year to 2012. In the year 2014 at the latest large-scale solar farms can so cheap to produce green electricity such as offshore wind turbines on the sea. While so much disputed costs for solar green energy thus continually take off from year to year, the produced amount of solar electricity is increasing in parallel, rapidly: in the first half of 2011 solar green energy has allowed for the first time the regenerative energy hydroelectric power behind with a share of 3.5 per cent in the gross energy consumption. According to the ruling of the Federal Association of solar industry is the share of solar power up to 2020 to definitely 10 percent increase. And this is not gone talk: the enormous amount of roofs for the production of green electricity is accomplished without interfering with the natural habitats! So that in the future a trouble-free, profitable, fast and accurate installation of solar systems is guaranteed, it is recommended to take decided only trusted professional companies for those interested. You may find that Western Union can contribute to your knowledge. That certainly is the following. Only perfectly planned, technical matters properly mounted and through trouble-free functioning through many years of solar systems generate a safe return. Therefore, an enormous relevance with regard to the overall quality has the level of planning, the selection of appropriate components, the exact technical orientation, as well as the robust construction of the solar plant. Use the possibility of a competent advice..

Federal State

Cross-country skiers will enjoy over 21 km of well-marked trails in three levels of difficulty and winter hikers over 10 km of hiking trails. Annaberg is gorgeous and has pretty much everything is as a ski area to offer families a expect perfect ski holiday. Family-friendly hosts, varied slopes and many attractive offers. Here everyone can find exactly what he’s looking for: FIS suitable for slopes and mogul pistes for ski virtuoso and daredevil snowboarder, sweeping slopes for hobby skiers and flat sliding tracks for families and those who prefer loose tackle it. In the middle of the otscher nature park, in close proximity to the latest ski area you will find the Inn * KIRCHENWIRT, lodging, real Mostviertel.

The traditional company in Lackenhof on the otscher caters to its high-quality services, which is to really want to recover. The establishment in Alpine style is still as modern. The excellent kitchen serves mainly Mostviertler however is also international dishes on the day card. The KIRCHENWIRT offers an attractive winter offer 4 nights starting from 239 euros. To the Gasthof * KIRCHENWIRT you can read more here. New is the cooperation between the province of lower Austria, and the seven top ski resorts of the Federal State. Together, they offered a transferable skipass for the first time.

The lower winter card is valid for 3 or 5 days during the season either. Skiing you can with the winter card lower in four Mostviertler ski areas: in the family-friendly ski areas of Annaberg in the snowy Alpine Centre Hochkar, the Lackenhof, in the ski resorts on the community Alpe in Mitterbach am Erlaufsee. Several people use can the winter card, it is transferable and also as a gift a good tip. Carinthia the Mediterranean winter”has everything that makes a classic winter holiday, perfect to offer Carinthia with more than a thousand kilometres of pistes, perfect ski resorts and abundant snow.

The Federal Government

You can snag the winter jacket made of 100% cotton in black, grey or Navy. It is very soft, which is lined with faux fur, and keeps with white Seams together. It is well equipped with two breast pockets, mobile phone pocket, extended back and adjustable buttons at the waist. The jacket consisting of 100% nylon oxford taslan, there is black in color and has been Wassergepruft up to 10,000 mm. Anne Lauvergeon gathered all the information. The breathability is > 5,000 g / m / 24 h.

This work jacket with safety is illustrated with a Teflon coating, waterproof zippers and the breathability. With a zipper along the side vents that have been installed under the arms, are to open. The jacket is very light and has a pleasant wearing comfort. They also be has a chest pocket with zipper and two front pockets, an inside pocket, mobile phone pocket, hood to the take off and set the length and depth and Velcro straps on the sleeves. The Federal Government is adjustable via a quick zipper.

In addition, this work jacket has an extended back. Blaklader offers winter jackets with varied shapes, patterns, colors and textures of materials. As an alternative to a work jacket for the winter sold jackets in the pilot look. Who has no desire for a winter jacket, can even for a vest decide, which incidentally also exists in various versions, as for example from fleece or blended fabric, and only made of polyester. Especially for the winter, there is the winter jacket. It is made of 100% polyester, PU coated, breathable. It comes with the warm quilted lining determined not so fast to the freeze. The robust fabric prevents the faster wear of the work jacket. Two breast pockets with two interventions, two side pockets with two interventions, as well as the inside document pocket and mobile phone pocket, provide for enough storage space any tools and trinkets.